Tuesday, August 26, 2008

A lesson in shopping

I was asked by a couple a few weeks ago how they could get their family budget in line. Spending was out of line and needs were growing by the day. As we reviewed several months of activity, I noticed that a large portion of money was spent during "tax free" weekend. The story was told of great deals and how much was purchased.

There was a problem though! Things of importance were still needed. School was starting and teachers had not posted the list of supplies until after the first day. Tax free was long gone. So was the money. While this couple shopped, they noticed what my family had noticed several years ago. The items they purchased tax free were now on sale at 10 to 30 % off. Do the math - tax free cost more than waiting three weeks.

Sales and gimmicks are designed for one thing - to make you spend money! They are not "take it to the bank" savings and can lend in you over spending. So here is a good thing to remember. When you see a SALE sign or TAX FREE advertisement, think BEWARE!

Actually, stop and think. You might remember that other items will be needed soon and the things on sale are suddenly not that important.

This principle works well for ministry offices! It can save you money needed for ministry at home and at the office!

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